top of page

Bad Credit / Adverse Mortgages

Life is full of unexpected twists and turns, and sometimes those twists can impact our financial journey. But fear not! At More Financial, we specialise in adverse mortgages, helping you navigate the path to homeownership even if you've experienced credit challenges in the past. So, sit back, relax, and let us shed some light on the world of adverse mortgages in a way that's both informative and light hearted.

What is an adverse mortgage, you ask? Well, it's a specialised mortgage designed for individuals with a less-than-perfect credit history. So, if you've faced financial hiccups or your credit score isn't where you want it to be, don't fret! We're here to help you explore the options available to secure a mortgage that suits your needs.

AdobeStock_431479560.jpeg
Bad-Credit-Mortgage-Advice.png

At More Financial, we believe in second chances and opportunities for everyone. Our team of experts understands that life isn't always a smooth ride, and we're committed to finding solutions that go beyond credit scores. We take a comprehensive approach, considering your overall financial situation, income, and stability, to help you find the right adverse mortgage option.

Now, let's delve into the benefits of an adverse mortgage. First and foremost, it provides you with an opportunity to rebuild your credit. By making regular, on-time mortgage payments, you can demonstrate your financial responsibility and improve your creditworthiness over time. It's like pressing the reset button on your credit journey.

But that's not all! An adverse mortgage opens the doors to homeownership, allowing you to achieve your dreams of owning a place to call your own. Whether you're a first-time buyer or looking to make a fresh start, we'll work closely with our network of lenders to find a mortgage that aligns with your unique circumstances and goals. It's all about turning obstacles into stepping stones towards a brighter future.

MMM.jpg

At More Financial, we understand that obtaining an adverse mortgage can feel overwhelming. That's why we're here to support and guide you through every step. Our aim is to make the journey enjoyable and stress-free, ensuring you feel confident throughout the process.


So, let go of the worries related to adverse credit, like defaults, CCJs, IVAs, or bankruptcy. Embrace the possibilities and opportunities that await you. With More Financial by your side, you can overcome credit challenges and achieve your dream of homeownership.


Remember, a poor credit mortgage doesn't define you. It's a stepping stone toward a brighter financial future. Contact us today to learn more about how we can assist you in securing the right adverse mortgage for your needs. Together, we'll turn challenges into opportunities and guide you towards a place you can proudly call home.

Best-Mortgage-Brokers-in-Peterborough.jpg

Why us​?

At More Financial, we are committed to providing exceptional customer service. We understand that the mortgage process can be daunting, and our team is here to support and guide our clients through every step of the process. We pride ourselves on our transparency, honesty, and integrity.

At More Financial, we are more than just a mortgage broking firm. We are professionals who are dedicated to making a difference in our clients’ lives. We believe that everyone deserves the chance to achieve their financial goals, and we are here to help make that a reality.

If you are looking for a mortgage broker who will do more for you, look no further than More Financial. Contact us today for your free consultation to learn more about how we can help you achieve your financial dreams.

Useful Links

First time buyer

Get on the property ladder for less with the help of our expert mortgage broker.

Remortgage

Need a remortgage? Get  exclusive rates and expert mortgage advice from our broker today. We can start to explore 6 months before your deal ends.

Life insurance

Not all insurers are made equally! let us help you navigate the life insurance world and match you with the right insurance fee free.

Shared ownership

We specialise in Shared ownership mortgages. Get the advice you need now.

Land mortgages

With planning permission granted we can help secure the funding for your project. You are in safe hands with our experienced mortgage broker. 

New build

Buying a brand new home. Let us help you avoid the common but little known hurdles with some solid mortgage advice.

Self employed

We specialise in mortgages for the self employed from one years worth of trading.

Poor / adverse credit

CCJ, Defaults, IVA,, Bankruptcy, missed payments and more. Speak to a mortgage advisor today, we might just surprise you with our options.

Buy to let

Portfolio, SPV, HMO or first time landlords welcome. We have a wealth of experience to help you make informed decisions.

Home movers

Moving home can be challenging. Get the right advice from the start now.

Right to buy 

Right to buy or Right to acquire. We have the experience you need to et the deal done. Speak to our Peterborough mortgage advisor today

Self Build Mortgage

Let's not take the excitement out of building your own home. Get expert advice for a to ensure you have the funds to see it through.

Where to next?

Get In Touch For A Simply Better Mortgage Deal

Speak to our team for the best deals on mortgages.
 
We go beyond just looking at headline rates, as we consider the overall cost, including fees and cash back, so you can be sure you're getting a great mortgage deal, from a broker who cares.
 
Need a mortgage adviser? You can visit us in person or schedule a virtual mortgage appointment with an expert, wherever you are based. We work exclusively for you, acting as your personal assistant throughout the process. We’ll keep everyone updated, including the mortgage lender, solicitor, estate agent and most importantly you.
 
Our access to many mortgage deals across many lenders allows us to find the right mortgage for you. We even email the necessary paperwork immediately after your final appointment to get your application started as quickly as possible. Contact us now to get started or refer a friend for a £100 voucher.

 *Surveying and conveyancing are not regulated by the Financial Conduct Authority Conveyancing is by introduction only.

5 star rated mortgage Brokers

Get in touch for a free, no-obligation chat with our Peterborough mortgage brokers, either online or in person. Your information will only be used by us and never sold on.

Submission Received

Citations 

More Financial is a trading style of Opulence Money Ltd, which is an appointed representative of Stonebridge Mortgage Solutions Ltd, and is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 983336.

As with all insurance policies, conditions and exclusions will apply.

Registered office: West PArk House, 224 Park Road, peterborough, PE1 2UJ

Registered company number: 10592352 – Registered in England & Wales.

We always aim to provide a high-quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service. 

How to complain (financial-ombudsman.org.uk.

Read more on How To Make A Complaint.

  • Facebook
  • Instagram
  • TikTok

Allia Future Business Centre, Peterborough United Football Club, London Rd, Peterborough PE2 8AN

Tel:    01733 741 911

Peterborough

Disclaimers: Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £595. Not all Buy to Lets are regulated by The Financial Conduct Authority. As with all insurance Policies conditions and exclusions will apply. Listed in the UK Business Directory

bottom of page