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Bad Credit / Adverse Mortgages

Life is full of unexpected twists and turns, and sometimes those twists can impact our financial journey. But fear not! At More Financial, we specialise in adverse mortgages, helping you navigate the path to homeownership even if you've experienced credit challenges in the past. So, sit back, relax, and let us shed some light on the world of adverse mortgages in a way that's both informative and light hearted.

What is an adverse mortgage, you ask? Well, it's a specialised mortgage designed for individuals with a less-than-perfect credit history. So, if you've faced financial hiccups or your credit score isn't where you want it to be, don't fret! We're here to help you explore the options available to secure a mortgage that suits your needs.


At More Financial, we believe in second chances and opportunities for everyone. Our team of experts understands that life isn't always a smooth ride, and we're committed to finding solutions that go beyond credit scores. We take a comprehensive approach, considering your overall financial situation, income, and stability, to help you find the right adverse mortgage option.

Now, let's delve into the benefits of an adverse mortgage. First and foremost, it provides you with an opportunity to rebuild your credit. By making regular, on-time mortgage payments, you can demonstrate your financial responsibility and improve your creditworthiness over time. It's like pressing the reset button on your credit journey.

But that's not all! An adverse mortgage opens the doors to homeownership, allowing you to achieve your dreams of owning a place to call your own. Whether you're a first-time buyer or looking to make a fresh start, we'll work closely with our network of lenders to find a mortgage that aligns with your unique circumstances and goals. It's all about turning obstacles into stepping stones towards a brighter future.


At More Financial, we understand that obtaining an adverse mortgage can feel overwhelming. That's why we're here to support and guide you through every step. Our aim is to make the journey enjoyable and stress-free, ensuring you feel confident throughout the process.

So, let go of the worries related to adverse credit, like defaults, CCJs, IVAs, or bankruptcy. Embrace the possibilities and opportunities that await you. With More Financial by your side, you can overcome credit challenges and achieve your dream of homeownership.

Remember, a poor credit mortgage doesn't define you. It's a stepping stone toward a brighter financial future. Contact us today to learn more about how we can assist you in securing the right adverse mortgage for your needs. Together, we'll turn challenges into opportunities and guide you towards a place you can proudly call home.


Why us​?

At More Financial, we are committed to providing exceptional customer service. We understand that the mortgage process can be daunting, and our team is here to support and guide our clients through every step of the process. We pride ourselves on our transparency, honesty, and integrity.

At More Financial, we are more than just a mortgage broking firm. We are professionals who are dedicated to making a difference in our clients’ lives. We believe that everyone deserves the chance to achieve their financial goals, and we are here to help make that a reality.

If you are looking for a mortgage broker who will do more for you, look no further than More Financial. Contact us today for your free consultation to learn more about how we can help you achieve your financial dreams.

Useful Links

First time buyer

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We specialise in mortgages for the self employed from one years worth of trading.

Poor / adverse credit

CCJ, Defaults, IVA,, Bankruptcy, missed payments and more. Speak to a mortgage advisor today, we might just surprise you with our options.

Buy to let

Portfolio, SPV, HMO or first time landlords welcome. We have a wealth of experience to help you make informed decisions.

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Right to buy 

Right to buy or Right to acquire. We have the experience you need to et the deal done. Speak to our Peterborough mortgage advisor today

Self Build Mortgage

Let's not take the excitement out of building your own home. Get expert advice for a to ensure you have the funds to see it through.

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