Insurance & protection.
Your mortgage is one part of the picture. Let's make sure the people, income and business you've worked hard for are considered too.
Cover depends on your individual circumstances, insurer terms and underwriting.
Protect the people who matter.
From family finances to income when you can't work, there are different ways to plan ahead.
Life insurance
Help the people who depend on you financially if you die during the policy term. We can explain cover designed around a mortgage, family costs or a longer-term plan.
Explore coverCritical illness cover
A serious diagnosis can affect work, savings and family life. Critical illness insurance can provide a lump sum if you meet the policy's definition of a specified condition.
Explore coverIncome protection insurance
Your bills don't stop when you're unable to work. Income protection is designed to replace part of your income if illness or injury prevents you working, subject to the policy terms.
Explore coverFamily income benefit
Instead of relying on one lump sum, you can arrange life cover designed to pay a regular income to your family if you die during the policy term.
Explore coverPrivate health insurance
Private medical insurance may offer access to eligible private consultations, diagnostics or treatment for covered conditions, depending on the policy and hospital network.
Explore coverProtect the business behind the work.
Help your company plan for the unexpected while considering employees, directors and commercial continuity.
Relevant life insurance
Company-funded life insurance can be a way for a business to provide an individual death-in-service benefit to an eligible employee or director, without a full group scheme.
Explore coverKey person insurance
Could your business absorb the loss of a founder, specialist or major revenue generator? Key person cover can help protect trading continuity following a qualifying death or critical illness.
Explore coverEmployee benefit protection
Group protection benefits can help employers offer meaningful support to their teams, from death-in-service cover to income protection and healthcare.
Explore coverTax treatment for relevant life, key person and employee benefits depends on the arrangement and individual circumstances. Please also obtain advice from your accountant or tax adviser.
Let's work out what really matters.
Already have cover? We can discuss what you have and whether it still fits your needs.