Get a clearer picture before you make your move.
Try the sliders, change the figures and explore your options. All three tools are free to use.
Your monthly repayments
See how your deposit, interest rate and term affect your estimated repayments.
Explore your borrowing potential
Adjust your household income and slide between 4× and 6× to compare indicative lending scenarios.
Higher multiples such as 5×–6× may be available to some borrowers, subject to stricter lender criteria and affordability checks.
Income multiple scenarios do not deduct monthly credit commitments or assess household spending. A lender will account for these and other costs when deciding what you can borrow.
Stamp duty, without the guesswork
Estimate residential Stamp Duty Land Tax for a property in England or Northern Ireland.
Uses residential SDLT rates from 1 April 2025. Excludes complex transactions, special corporate rules and other reliefs. Different taxes apply in Scotland and Wales. Check official HMRC rates ↗
These illustrations are estimates, not mortgage quotes, lending offers or tax advice. Rates, fees and circumstances vary. Your home may be repossessed if you do not keep up repayments on your mortgage.
Want a figure you can actually plan around?
An adviser can explore your personal circumstances and help you understand lender criteria.