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BUY TO LET MORTGAGE ADVICE
Buying a rental property or reviewing your portfolio? We’ll compare suitable buy-to-let mortgages, explain lender requirements and check the costs before you apply.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
Buy-to-let mortgage options
We help first-time landlords and experienced investors compare suitable deals for purchases and remortgages.
Interest-only or repayment
With an interest-only mortgage, monthly payments do not reduce the loan balance. You need a plan to repay the capital at the end of the term. A repayment mortgage pays down capital as well as interest. We’ll explain the costs and risks of each option.
Rental income and borrowing
Lenders assess expected rent, the property, your deposit and their own criteria. We’ll check the rental cover requirements for suitable lenders and explain the evidence you need.
Personal or company ownership
We can discuss mortgage options for properties held personally or through a limited company. The right ownership structure depends on your circumstances; obtain independent tax and legal advice before deciding.
Review your existing portfolio
We’ll compare remortgage costs and any early repayment charges. Releasing equity increases your borrowing and repayments, so we’ll assess whether it suits your plans.
Your property may be repossessed if you do not keep up repayments on your mortgage. Not all buy-to-let mortgages are regulated by the Financial Conduct Authority.
Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
