How to get your first mortgage
Start with a free initial consultation. We’ll review your income, spending, credit history and deposit to explain what you could borrow and what the monthly payments might look like.
Know your budget before you house hunt
We’ll compare suitable mortgage options and help you apply for an Agreement in Principle. This indicates what a lender may offer, subject to a full application and property checks. A soft or hard credit check may be required.
Support from application to completion
Once your offer is accepted, we’ll recommend a suitable mortgage, explain the rate and fees, and manage the application. Your solicitor handles the legal work; your lender arranges its valuation. You can also arrange an independent survey to check the property’s condition.
Our Peterborough team helps first-time buyers across the UK, keeping you updated and answering questions along the way.
There may be a fee for arranging a mortgage, and the precise amount will depend on your circumstances. This will typically be £595.
