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Shared Ownership Mortgages

So, you've set your sights on homeownership, but the thought of diving headfirst into the property market seems a bit daunting, doesn't it? Well, fear not! Shared ownership could be the answer you've been looking for. It's like the buddy system for homebuyers, where you can team up with a housing association to make your dreams of owning a home a reality.

But what exactly is shared ownership, you ask? Picture this: you find your dream home, but instead of purchasing the whole property outright, you buy a share of it. The remaining portion is owned by a housing association, and together, you and your new buddy embark on a homeownership adventure. It's like having a supportive co-pilot on this thrilling journey to owning your slice of heaven!

Now, let's dive into the intriguing world of shared ownership mortgages. Just like a perfectly crafted puzzle, the right mortgage will help piece everything together. With a shared ownership mortgage, you can secure a loan specifically designed for these unique homeownership arrangements. It's like having a tailor-made suit for your home-buying experience—stylish and perfectly fitted to your needs.


One of the fantastic benefits of shared ownership is the reduced upfront costs. Say goodbye to those sleepless nights worrying about scraping together a hefty deposit. Instead, you only need to put down from 5% deposit and that's of the share you buy, which typically range from 25% to 75%. It's a golden opportunity for aspiring homeowners to get their foot on the property ladder without breaking the bank.

But wait, there's more! Shared ownership also offers you the chance to increase your share over time through a process called staircasing. No, we're not talking about climbing actual stairs (although we do recommend some exercise). Staircasing allows you to gradually purchase more shares in your home, inching closer to full ownership. It's like unlocking new levels in a video game, except this time, the prize is complete ownership of your home sweet home.

At More Financial, we're here to guide you through the shared ownership maze and help you find the perfect mortgage match. Our team of expert mortgage advisors will be your trusty navigators, steering you in the right direction and making sure you're well-prepared for this thrilling homeownership adventure.



So, whether you're a first-time buyer ready to take the plunge or a seasoned homeowner looking for a new and exciting path, shared ownership and its accompanying mortgages are here to bring a dash of intrigue and a whole lot of possibility to your property journey.

Take the leap, embrace the intrigue, and let More Financial be your partner in shared ownership success. Together, we'll unlock the doors to your dream home and create a story worth sharing!

Ready to embark on your shared ownership adventure? Contact us today and let's make homeownership dreams come true!

Disclaimer: While we've infused this page with intrigue and light-heartedness, we take shared ownership and mortgages seriously. We're committed to providing expert advice and support throughout the process to ensure you make informed decisions. Let's have some fun while making your homeownership dreams a reality!


Why us​?

At More Financial, we are committed to providing exceptional customer service. We understand that the mortgage process can be daunting, and our team is here to support and guide our clients through every step of the process. We pride ourselves on our transparency, honesty, and integrity.

At More Financial, we are more than just a mortgage broking firm. We are professionals who are dedicated to making a difference in our clients’ lives. We believe that everyone deserves the chance to achieve their financial goals, and we are here to help make that a reality.

If you are looking for a mortgage broker who will do more for you, look no further than More Financial. Contact us today for your free consultation to learn more about how we can help you achieve your financial dreams.

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