🎉🏡 Get ready to dive into the exciting world of mortgages with a twist! April, the Dutch lending sensation, is about to shake up the UK housing market with its innovative mortgage product. Picture this: interest rates that drop as you pay down your mortgage. Yes, you heard it right! It's like a game where you win by paying off your loan!
April's new mortgage offering isn't just your run-of-the-mill deal; it's a game-changer! As you chip away at your mortgage, your interest rates take a dip, making homeownership not just a dream but a money-saving adventure!
So, what's it all about?
🌟 April Mortgages are targeting homeowners with 15% deposits, with plans to extend the fun to first-time buyers with 5% deposits soon. From spring onwards, it's going to be raining mortgages!
🌟 These mortgages come with fixed terms ranging from five to 15 years, but here's the kicker: you automatically slide into lower interest rate bands as you pay off your loan. No need to jump through hoops for remortgaging!
🌟 And guess what? You can even request a property valuation during your mortgage term. If your property value has shot up, you could score even lower interest rates. It's like unlocking bonus levels in a video game!
Now, let's talk numbers and perks:
💰 Starting at 4.99%, April's interest rates are already a steal! Plus, there are no early repayment charges, so you're free to make moves without any penalties.
💰 Now, there are application and completion fees, but hey, every game has its entry fee, right? Stay tuned to get the detail on this.
💰 According to April, you could pocket over £5,000 in interest savings if your loan-to-value ratio drops from 85% to 60% over 15 years. That's a great saving you could use for more exciting endeavours!
But wait, there's more to this story! April isn't just a lone ranger in this mortgage escapade. It's got some heavyweight backers in the form of Dutch pension funds. However, it's also on the lookout for UK pension funds to join the party.
And here's the plot twist: the UK government is eyeing Dutch-style mortgages to give first-time buyers as a leg up. In the Netherlands, these mortgages are backed by pensions and life insurance policies. And guess who's leading the charge?
You got it — April!
So, get ready to level up your mortgage game with April's ground breaking product. Say goodbye to those short-term fixes and hello to long-term savings and adventures in homeownership! To find out if this mortgage may benefit you please get in touch by clicking here. 🚀🏡
Your home may be repossessed if you do not keep up with mortgage repayments.
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