What It All Really Means (and Why You Don’t Need to Worry) If you’ve ever started looking into mortgages and felt overwhelmed by the language, you’re not alone. LTV, SVR, ERC, DIP… it can sometimes feel like you need a dictionary just to get started. As a mortgage advisor, one of the most common things clients say to me is: “I’m worried I should understand this… but I don’t.” Let me reassure you straight away — you don’t need to be an expert . That’s what I’m here for. This b

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