Remortgaging can be a smart financial move, whether you’re looking to secure a better interest rate, reduce your monthly payments, or release equity from your home. However, timing and understanding the process are key to making sure switching works in your favour. In this guide, we’ll walk you through the best time to remortgage, how to refinance to a better rate, the costs involved, and the key benefits of switching mortgage lenders. What Is the Best Time to Remortgage? One