The latest end-of-year data for 2025 suggests there are good reasons to feel optimistic about the UK housing market as we move into 2026. According to property platform Zoopla, 1.2 million homes were sold in 2025 , marking the highest number of transactions in the past three years. First time buyers played a significant role in this activity, accounting for 39% of all property purchases  last year. This rise suggests growing confidence among buyers despite ongoing economic un

Remortgaging can be a smart financial move, whether you’re looking to secure a better interest rate, reduce your monthly payments, or release equity from your home. However, timing and understanding the process are key to making sure switching works in your favour. In this guide, we’ll walk you through the best time to remortgage, how to refinance to a better rate, the costs involved, and the key benefits of switching mortgage lenders. What Is the Best Time to Remortgage? One